Per household, across our client base. Measured against a standard index-fund strategy with no tax optimization. This is not projection — it is the audited mean.
Tax-Loss Harvesting
Systematic realization of losses to offset gains — executed daily, not annually.
Roth Conversion Laddering
Timed conversions during low-income years compound into decades of tax-free growth.
Qualified Opportunity Zones
Post-exit liquidity events routed into QOZ funds. Capital gains deferred to 2026+.
Charitable Lead Trusts
CLTs structured for dual-physician households to transfer wealth at reduced transfer tax cost.
Tax savings figures represent the median outcome across 340 client households over 22 years, audited against a benchmark portfolio held in low-cost index funds with standard tax treatment. Individual results vary based on income, asset composition, and applicable tax law. Past performance does not guarantee future results.
Across the three most severe market dislocations of the past two decades, Fiduciary client portfolios recovered to prior highs in a fraction of the time required by the S&P 500.
Drawdown figures represent composite Fiduciary portfolio performance across all client accounts in each period, net of fees, compared to the S&P 500 Total Return Index. Performance data is independently verified. Past performance does not guarantee future results.
Three clients. Three entirely different problems.
One discipline.
The complexity of your situation is not a barrier. It is precisely the kind of problem we were built to solve.
The $47M liquidity event that almost became a $14M tax bill.
SaaS founder, Series C exit, San Francisco
Structured a Qualified Opportunity Zone deployment and charitable lead trust. Net tax liability: $3.1M. Time from close to deployment: 22 days.
Two attending physicians. $1.1M combined income. Six-figure tax bills, every year.
Cardiologist + Radiologist, Chicago
Implemented backdoor Roth laddering, defined benefit plan overlay, and real estate professional election. Effective tax rate reduced from 39% to 24%.
Handed a brokerage statement on page 47 of a will she never expected to read.
Widow, inherited $8.2M estate, Boston
Consolidated 14 accounts, established a revocable living trust, and restructured for income generation. First portfolio review completed within 72 hours of initial call.
The most expensive decision
is the one you defer.
A confidential review is not a sales call. It is a 45-minute working session with a senior advisor who has reviewed your situation in advance. No obligation. No junior staff.
Request a Confidential Review
Step 1 of 2 — Your situation